ARE BANKRUPTCIES PUBLIC RECORDS?

And who has access to them? Are they published in the newspaper?


Bankruptcies are public records and are reported on your credit. Anyone to whom you give permission to access your credit will know about your bankruptcy. Bankruptcy court filings are also accessible via the Internet, but someone must apply for a user name and password and pay for that access. The court filings are also accessible for free at the courthouse. The only newspaper in our area that I am aware publishes bankruptcy filings is called “The Daily Court Review”. The Daily Court Review publishes all sorts of public records and is often used by business people specifically for public records data. It is therefore unlikely that a friend or neighbor will know of your filing unless that person just happens to scan that paper on the day that your bankruptcy is reported.