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KNOW YOUR RIGHTS

Debt Collectors and Your Rights

I have bill collectors calling me night and day, what rights do I have?

Your Rights and Creditors

I’m behind and the creditors are calling, do I have any rights?
 

If the creditors are calling you, and the debts they are calling about are debts unrelated to a business, you have significant rights.
 
Different laws protect you depending on who is calling.  If the original creditor is calling you, you have some protection under the Texas Debt Collection Act.  An original creditor would be someone like Bank of America contacting you regarding a credit card.
 

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The Schachter Law Firm, P.C.
1800 St. James Place
Suite 105
Houston, TX
77056 
(713) 961-9477

Pursuant to 11 U.S.C. Section 101 (12A) we are a Debt Relief Agency. We help people file for bankruptcy as well as resolve other debt issues. Nothing on this page, or on any page on this site, should be construed as legal advice and your use of this site does not create an attorney/client relationship. You cannot create an attorney/client relationship with us until you have met with us and signed a contract.